Amwali reads every statement you own — any bank, any currency, any country — and tells you in plain language where the money is going and what to do next.
Any bank. Any format. Anywhere.
No dashboards to configure and no categories to tag. Ask the way you would ask an accountant, and the answer arrives with the numbers behind it.
Four things happen the moment your statements land — and they keep happening every month without you asking.
Forgotten trials, duplicated charges and fees that crept up 4% a quarter. Each one is flagged with the exact transaction that proves it.
Balances from five countries converted to one number you can actually reason about, with the real spread shown next to it.
One honest number covering runway, savings rate and fee load — recalculated the moment a statement changes it.
“What if I cut the daily coffee?” “What if rent rises 8%?” Ask, and the projection updates against your real cashflow — not a generic calculator.
Cards, deposits and transfer rails compared against how you actually spend. If nothing beats your current setup, Amwali says so.
From the moment a file lands to the moment a chart answers a question you typed in your own words.
PDF, CSV, XLSX or a password-protected export — Amwali reads the statement itself instead of connecting to one institution. Mixed languages, scanned pages and multi-page ledgers are understood in under two minutes.
Every transaction is de-duplicated, matched to a merchant and categorised anonymously. Recurring charges are grouped, price rises are marked, and anything ambiguous is flagged rather than guessed.
Products are compared against how you really spend — not against an average customer. If your current setup is already the best one available, Amwali tells you to keep it.
Portfolio value, dividend income, currency exposure — ask in plain language and the chart is generated from your own ledger, with the transactions behind every point one tap away.
Drag in statements from every bank you use — PDF, CSV, scans, or a live open-banking link. Mixed languages and formats are fine.
Transactions are parsed, de-duplicated and categorised anonymously. Nothing is labelled by hand and nothing is read by a person.
You get a ranked list of what to cancel, what to renegotiate and what to move — each with the amount it returns to you.
“I expected another budgeting app telling me to skip coffee. Instead it found three subscriptions I had forgotten and a transfer fee I had been paying for four years.”
Omar K.
Father of two, Dubai
Every plan includes the full parser. Paid plans add depth, history and continuous monitoring.
One statement, the full analysis, no card.
Free forever
Start freeNo card required. Nothing expires.
A full year reviewed, account by account.
Billed monthly, cancel anytime
Get Premium CreditsTypically pays for itself within the first review.
Continuous monitoring, proactive alerts.
Billed monthly, cancel anytime
Go Always OnSwitch plans or stop whenever you like.
Statements are processed anonymously. Nobody at Amwali can open your transactions, nothing is sold, and deletion is immediate and complete — including derived analysis.
In transit and at rest, with per-user keys that never leave the processing boundary.
Support can see account state, never a line item. There is no internal view of raw data.
One action removes the account, the statements and every model output derived from them.
No data brokers, no advertising partners, no third-party training on your statements.
One upload, one honest answer. If there is nothing to save, Amwali will tell you that too.
